About Title Insurance

The title insurance industry has protected the property rights of homeowners for more than 125 years. There are two different types of title insurance policies:

  • An owner's policy is purchased by you, the homebuyer. While it is your choice, purchasing an owner's title insurance policy is the best way to protect your property rights, as well as your trustees, inheritors, and beneficiaries.
  • A lender's policy is usually paid for by the homebuyer or the seller. It is almost always required by the lender and protects only the lender's interest.

MLTA members advocate for the safe and efficient transfer of real estate land title records. Through the highest standards and core values, the industry seeks to eliminate risk before insuring, which provides the best possible chance of avoiding land title problems.

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